Archive for November, 2009
Sierra asked:
And basically we don’t want to go to debt consolidation since it affects credit scores then and can affect the rates you get for car loans, etc. and we make a good income but just have almost nothing left in disposable income after paying all of the debts and medical school loans. Other than living on much less, claiming bankruptcy, or getting a second job and applying all of this extra money saved to credit cards is there some other thing we are not thinking of that other Americans do to get out from under so much debt?
Kai Galuski
And basically we don’t want to go to debt consolidation since it affects credit scores then and can affect the rates you get for car loans, etc. and we make a good income but just have almost nothing left in disposable income after paying all of the debts and medical school loans. Other than living on much less, claiming bankruptcy, or getting a second job and applying all of this extra money saved to credit cards is there some other thing we are not thinking of that other Americans do to get out from under so much debt?
Kai Galuski
Nicholas N asked:
I have a 05 nissan payments are 500 a month. I am currently behing 6 months and the car is in collections. I owe 20,000 and I recieve a letter stating that they’ll settle the account for 16500. The car is maybe worth 10000. I need to fix my situation and either some how get rid of car or turn in or who know what I can do to fix my situation.
Marci Jerkin
I have a 05 nissan payments are 500 a month. I am currently behing 6 months and the car is in collections. I owe 20,000 and I recieve a letter stating that they’ll settle the account for 16500. The car is maybe worth 10000. I need to fix my situation and either some how get rid of car or turn in or who know what I can do to fix my situation.
Marci Jerkin
AeF asked:
I currently have around US $4,500 in credit card debt, spread over three separate cards. I have US $1,300 in savings and I earn anywhere between US $2,000 and $3,000 each month.
I currently have around US $4,500 in credit card debt, spread over three separate cards. I have US $1,300 in savings and I earn anywhere between US $2,000 and $3,000 each month.
I have zero expenses.
My question is, how do I pay off my credit card debt as quickly as possible whilst also building on my savings?
Any advice would be GREATLY appreciated!!
Brad Carlis
Mongosdad asked:
A process server came to my door last year with papers to appear in court for a debt collection. I attended that one and making monthly payments. She advised under her breath to tell the court that have “psychiatric problems and do not remember any charges made”, etc. She said to tell them I was seeing a psychiatrist and cannot remember using the card.
Is this true? This was a process server!
Phyliss Cratch
A process server came to my door last year with papers to appear in court for a debt collection. I attended that one and making monthly payments. She advised under her breath to tell the court that have “psychiatric problems and do not remember any charges made”, etc. She said to tell them I was seeing a psychiatrist and cannot remember using the card.
Is this true? This was a process server!
Phyliss Cratch









