Archive for April, 2010
iminLAtrick asked:
i signed an agreement with them for 36 months for $60 a month to work with my creditors, can i still get out of the program even though I signed an agreement?
signed an agreement earlier this month first week of january 2010
Stephen
i signed an agreement with them for 36 months for $60 a month to work with my creditors, can i still get out of the program even though I signed an agreement?
signed an agreement earlier this month first week of january 2010
Stephen
blue fire asked:
how to get out of a 1.5m US$ debt?
i mean, personal 1.5m US$ debt.
Katelyn Posik
how to get out of a 1.5m US$ debt?
i mean, personal 1.5m US$ debt.
Katelyn Posik
vbjavalover asked:
Single mother, about 30K in debt,just about lost at this point.Can’t find a lawyer to would work pro bono,and still married but spererated over 3 years.Most of the debt is credit card from the marriage.My name was on everything.Lost a good job do to stress from cancer treatment.Now barely make a living with my 3 kids.Just lost right now and don’t know what to do??
Dorian Osterhouse
Single mother, about 30K in debt,just about lost at this point.Can’t find a lawyer to would work pro bono,and still married but spererated over 3 years.Most of the debt is credit card from the marriage.My name was on everything.Lost a good job do to stress from cancer treatment.Now barely make a living with my 3 kids.Just lost right now and don’t know what to do??
Dorian Osterhouse
Ray asked:
My friend was thinking of starting a bank account but he has debt around 15,000 or so, some by hospital bills and parking tickets, and by bank loans.
My friend was thinking of starting a bank account but he has debt around 15,000 or so, some by hospital bills and parking tickets, and by bank loans.
Now i was curious if they will deny him or not and if he does get a bank account will they take money out of it.
Thanks in advance =)
Elinor Stirgus
3rdTimestheCharm asked:
I’m in desperate need of help. My issue is that it doesn’t seem like my credit card debt is going anywhere. I can’t afford to pay much more than I am each month and it’s always more than the minimum. I have applied for the consolidation loans and they all tell me that they can’t approve it because I have too much debt. And that if I get my debt down then they could give me the loan. This sounds ridiculous to me because if I could get my debt down I wouldn’t need the loan. The credit cards that I apply for to do a balance transfer never give me a high enough limit to transfer all of the debt. It’s about 12,000 between 3 credit cards. Does anyone understand what I’m going through and can anyone give me real advice on how to fix the problem? Note: I do expect those worthless people to give me advice like stop spending or something just as useless. I kindly ask you not to waste my time or yours. Thank you to everyone else who really can give some advice that actually help my situtation.:)
Also I don’t use the cards anymore. If I do, I put the money back with the next payment.
Arthur Cunningham
I’m in desperate need of help. My issue is that it doesn’t seem like my credit card debt is going anywhere. I can’t afford to pay much more than I am each month and it’s always more than the minimum. I have applied for the consolidation loans and they all tell me that they can’t approve it because I have too much debt. And that if I get my debt down then they could give me the loan. This sounds ridiculous to me because if I could get my debt down I wouldn’t need the loan. The credit cards that I apply for to do a balance transfer never give me a high enough limit to transfer all of the debt. It’s about 12,000 between 3 credit cards. Does anyone understand what I’m going through and can anyone give me real advice on how to fix the problem? Note: I do expect those worthless people to give me advice like stop spending or something just as useless. I kindly ask you not to waste my time or yours. Thank you to everyone else who really can give some advice that actually help my situtation.:)
Also I don’t use the cards anymore. If I do, I put the money back with the next payment.
Arthur Cunningham
Beefcake asked:
Please, I am more interested in a realistic explanation than a party view.
Fumiko Blouir
Please, I am more interested in a realistic explanation than a party view.
Fumiko Blouir
Lisa E asked:
public assistance of any denomination would be appreciated to help me payoff creditors. I made bad decisions and have learned my lesson but neeed help
Annamaria Vonniederhaus
public assistance of any denomination would be appreciated to help me payoff creditors. I made bad decisions and have learned my lesson but neeed help
Annamaria Vonniederhaus
YAH IS GOD asked:
to pay them all off. I succeeded in getting them all paid off except for 1, which I’m still paying on. Now I want to get a new credit card for purposes of improving my credit (paying on time, etc.) Now that I’ve gone through credit counseling and a debt management program to reduce my debt, what is the best way to convince the major credit card companies to trust you again with a new card?
Cristy Nassimi
to pay them all off. I succeeded in getting them all paid off except for 1, which I’m still paying on. Now I want to get a new credit card for purposes of improving my credit (paying on time, etc.) Now that I’ve gone through credit counseling and a debt management program to reduce my debt, what is the best way to convince the major credit card companies to trust you again with a new card?
Cristy Nassimi
Nick V asked:
My grandma is 79, can’t work due to congestive heart failure, has roughly $800/month in retirement income. She owns her house with no mortgage or refinancing. She managed to get herself into over $10k in cc debt, most of it due to higher interest fees than minimum payments. Each month adds around $200 in interest on each card, which she can’t afford to pay. She has tried to get a home equity loan to pay things off a few times, but: Her credit score is too low, and/or she doesn’t have enough income. What is she to do being pushed further into debt. We live in Michigan, if bankruptcy is an option that would help, I’m pretty sure laws are different for each state. Is there anything she can do? Even if she wanted to sell her house, the real estate market here is so bad, I heard a few months ago over 80% of the city is for sale.
Her house is worth approximately $27k SEV or $59400 Market Value, if this would help in determining bankruptcy status.
Christopher
My grandma is 79, can’t work due to congestive heart failure, has roughly $800/month in retirement income. She owns her house with no mortgage or refinancing. She managed to get herself into over $10k in cc debt, most of it due to higher interest fees than minimum payments. Each month adds around $200 in interest on each card, which she can’t afford to pay. She has tried to get a home equity loan to pay things off a few times, but: Her credit score is too low, and/or she doesn’t have enough income. What is she to do being pushed further into debt. We live in Michigan, if bankruptcy is an option that would help, I’m pretty sure laws are different for each state. Is there anything she can do? Even if she wanted to sell her house, the real estate market here is so bad, I heard a few months ago over 80% of the city is for sale.
Her house is worth approximately $27k SEV or $59400 Market Value, if this would help in determining bankruptcy status.
Christopher
Meko L asked:
I’m 20 years old and I owe this college some money and they want release my transcript and I also have credit debt and student loans. All this is so overwhelming I need help to get out of debt and get my life back. And I can’t to afford to pay monthly because I work at sonic and I already have a car note. Someone PLEASE HELP ME?!?!
Emilio Vertrees
I’m 20 years old and I owe this college some money and they want release my transcript and I also have credit debt and student loans. All this is so overwhelming I need help to get out of debt and get my life back. And I can’t to afford to pay monthly because I work at sonic and I already have a car note. Someone PLEASE HELP ME?!?!
Emilio Vertrees