Archive for June, 2010
Susan B asked:
I owe a lot on my credit card. I have good credit and I pay my bills. I am looking for a way to pay off my debts without going messing up my income. How can I pay off my credit card debt. My total debt is about $58,000
Beau Bugler
I owe a lot on my credit card. I have good credit and I pay my bills. I am looking for a way to pay off my debts without going messing up my income. How can I pay off my credit card debt. My total debt is about $58,000
Beau Bugler
Lala asked:
I have 2 cards with a limit totaling $800 and I truly only have used them when I have no other option. I was told DO NOT cancel them, but I can’t seem to get out from under them as long as they accru interest. I try to pay more than the minimum but I can’t always do that. Any suggestions?? Credit Counseling places seem to only want to help when thousands of dollars are at stake.
Alejandro Buehlman
I have 2 cards with a limit totaling $800 and I truly only have used them when I have no other option. I was told DO NOT cancel them, but I can’t seem to get out from under them as long as they accru interest. I try to pay more than the minimum but I can’t always do that. Any suggestions?? Credit Counseling places seem to only want to help when thousands of dollars are at stake.
Alejandro Buehlman
Stupid asked:
I’ve heard that Obama passed something that helps people with more than 10k in credit card debt get out of debt a bit. I received a postcard in the mail titled “Balance Settlement Notification”. Is this fake? Is the Obama thing real? Where can I find info on this? I am certainly more than 10k in credit card debt. Classic case of letting the credit cards get away from me and then before I knew it, I was tons in debt and forced to use credit cards to pay bill which sunk me deeper. Please Help!!!
Bryon Vanderstappen
I’ve heard that Obama passed something that helps people with more than 10k in credit card debt get out of debt a bit. I received a postcard in the mail titled “Balance Settlement Notification”. Is this fake? Is the Obama thing real? Where can I find info on this? I am certainly more than 10k in credit card debt. Classic case of letting the credit cards get away from me and then before I knew it, I was tons in debt and forced to use credit cards to pay bill which sunk me deeper. Please Help!!!
Bryon Vanderstappen
browneyes7 asked:
It has been my dream to go to this college it is in another state. I stayed in my hometown went for my nursing. Found its not my thing I Like it. I love my music. I got accepted to the college of my dreams I didn’t go because I did not have a vehicle I did not know anyone there it is 5 hours away from home. I tried to go. In order for me to go I would have to get out several thousand dollars out in loan just to cover the cost. I considered trying to go giving it a shot for the summer then again I am enrolled in beauty college in my hometown I start in a week. I work out my tuition on the floor. If I leave go to my dream college and major in music I”m 22 this is sorta my last chance in a way. Every time I tried to go each time I got accepted something happened and my mother has been ill all my friends keep telling me to go. I just **** the thought of go in major debt. I don’t want to be 90 years old regretting I didn’t try I have tried. What is your opinion?
Vincent Momeni
It has been my dream to go to this college it is in another state. I stayed in my hometown went for my nursing. Found its not my thing I Like it. I love my music. I got accepted to the college of my dreams I didn’t go because I did not have a vehicle I did not know anyone there it is 5 hours away from home. I tried to go. In order for me to go I would have to get out several thousand dollars out in loan just to cover the cost. I considered trying to go giving it a shot for the summer then again I am enrolled in beauty college in my hometown I start in a week. I work out my tuition on the floor. If I leave go to my dream college and major in music I”m 22 this is sorta my last chance in a way. Every time I tried to go each time I got accepted something happened and my mother has been ill all my friends keep telling me to go. I just **** the thought of go in major debt. I don’t want to be 90 years old regretting I didn’t try I have tried. What is your opinion?
Vincent Momeni
matt k. asked:
My friend has a home which she owes 300k on while it is worth upwards of 360k. She also owes 120k in credit cards, and she owns a small restaurant business that makes very little money. She can no longer afford many of the payments on these things. What should she do?
Kevin Okihara
My friend has a home which she owes 300k on while it is worth upwards of 360k. She also owes 120k in credit cards, and she owns a small restaurant business that makes very little money. She can no longer afford many of the payments on these things. What should she do?
Kevin Okihara
CheckersandChess asked:
In the style of the offer ONLY applies if they cash the check you have enclosed, and upon cashing it, that they are agreeing to accept it as a settlement for the debt?
Reed Patria
In the style of the offer ONLY applies if they cash the check you have enclosed, and upon cashing it, that they are agreeing to accept it as a settlement for the debt?
Reed Patria
ruthiecrue2 asked:
The governor is thinking about doing many things to get more money for the state of Michigan. Some ideas are raise the gasoline tax by 9 cents over the next 3 yrs, raise registration fees, add another tax on ciggerettes, or have a 2 cent tax on services such as haircuts. Michigan is hurting and so are our schools. What would you vote for to raise more money?
Our local school district wants to lay off 30+ teachers and close down 2 schools cause they don’t have the money!
Doreen Cunningham
The governor is thinking about doing many things to get more money for the state of Michigan. Some ideas are raise the gasoline tax by 9 cents over the next 3 yrs, raise registration fees, add another tax on ciggerettes, or have a 2 cent tax on services such as haircuts. Michigan is hurting and so are our schools. What would you vote for to raise more money?
Our local school district wants to lay off 30+ teachers and close down 2 schools cause they don’t have the money!
Doreen Cunningham
dee asked:
I currently am using chase bank. I have a credit card from them with a very low interest rate that I have not used. I owe 2000 on an amex card, 500 on another chase credit card, and i owe 3000 on a couch that was financed through citibank. My main issue is the couch. I ended up moving back to my home state and my roommate said that he would take care of it no problem. (STUPID ME). the couch was in my name and now citibank is just now starting to call me saying it was never paid for. Is it possible to transfer all of this debt over to that one card? If so, what steps do i need to take. I need to get out of all this debt fast because citibank is threatening to take me to court if not paid soon.
Tijuana Villasana
I currently am using chase bank. I have a credit card from them with a very low interest rate that I have not used. I owe 2000 on an amex card, 500 on another chase credit card, and i owe 3000 on a couch that was financed through citibank. My main issue is the couch. I ended up moving back to my home state and my roommate said that he would take care of it no problem. (STUPID ME). the couch was in my name and now citibank is just now starting to call me saying it was never paid for. Is it possible to transfer all of this debt over to that one card? If so, what steps do i need to take. I need to get out of all this debt fast because citibank is threatening to take me to court if not paid soon.
Tijuana Villasana
CJ asked:
Started working last year december earning a net basic income of R10400, for investment purposes I bought a newly developed upmarket apartment and ended paying morgage of R4300pm(I stay in it) and then after that I bought my first car and I am paying R3500pm and since I work 2km away from work, the little that I had left was is enough for fuel and other necessary expenses. I then took up a loan of R42000 (which I pay R940pm for 7yrs) and I bought a R43000 central city apartment with it and used up the R12500 overdraft facility to renovate the flat which now brings me an extra net income of R3000 per month additional to my salary. My salary has since gone up so my net is now R13000.
Started working last year december earning a net basic income of R10400, for investment purposes I bought a newly developed upmarket apartment and ended paying morgage of R4300pm(I stay in it) and then after that I bought my first car and I am paying R3500pm and since I work 2km away from work, the little that I had left was is enough for fuel and other necessary expenses. I then took up a loan of R42000 (which I pay R940pm for 7yrs) and I bought a R43000 central city apartment with it and used up the R12500 overdraft facility to renovate the flat which now brings me an extra net income of R3000 per month additional to my salary. My salary has since gone up so my net is now R13000.
I know it wasn’t a good idea to take up a loan and exhaust my overdraft but I wanted to have as many long term investments as possible but now the problem is that I don’t like my progress in paying off the loan. Please assist with means of me paying off the loan faster ans staying debt free.
well, the flat that I bought was a bank repo…so it was quite a bargain (has 4 bedrooms, a bathroom, kischen and 2 reception areas) and after just six months I can sell it for at least R120k which will be more than enough for me to get initial invetsment and profit…but I don’t think its wise to sell at least now.
Rocco Schmal
Jessie4reel asked:
Are there any ways to build my credit score up after getting out of debt? I do NOT have credit cards or anything like that. I’ve NEVER filed bankruptcy, either. But I DID have credit cards and maxed them out (and beyond) to cover medical bills. Now, I’m paying them off and ALMOST totally debt free, but what can I do to get my score UP?
Natalya Bouse
Are there any ways to build my credit score up after getting out of debt? I do NOT have credit cards or anything like that. I’ve NEVER filed bankruptcy, either. But I DID have credit cards and maxed them out (and beyond) to cover medical bills. Now, I’m paying them off and ALMOST totally debt free, but what can I do to get my score UP?
Natalya Bouse