Archive for the 'Law & Ethics' Category

Can you move out of the US and walk away from all debt and still receive your Social Security Retirement?

Friday, July 30th, 2010

Face on Fire asked: My In-Laws are planning to move back to the Philippines next year and walk away from their house, cars and credit card debt. However their “plan” is to live off their retirement that they will be getting from Social Security and what they acquired while working for the Post Office.
Can [...]

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Car was sold by the towing company, how can I settle my car loan with the bank?

Monday, July 19th, 2010

Kayla asked: My car was towed by the police after I was convicted of a DWI but was NOT charged with one. I couldn’t pay to get it out so after a period of time they sold it! All my money went towards the Lawyer and now i have Debt with out a car. So [...]

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How can I get out of this Debt Settlement Program?

Saturday, July 17th, 2010

iminLAtrick asked: i signed an agreement with them for 36 months for $60 a month to work with my creditors, can i still get out of the program even though I signed an agreement?
signed an agreement first week of january 2010Juliet Belidor

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How can I report to the Navy regarding a sailor who is blackmailing me to get out of a child support debt?

Monday, June 28th, 2010

lyddalton asked: Surely his officers in charge of him would like to know what he is up to.
Would they want to know what is REALLY happening or would I just look like a tattle-tail? He is lying to those in charge of him.Grady Twedt

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Where can you find a letter to settle with a debtor for a lower amount to get out of debt in this way?

Tuesday, June 15th, 2010

CheckersandChess asked: In the style of the offer ONLY applies if they cash the check you have enclosed, and upon cashing it, that they are agreeing to accept it as a settlement for the debt?Reed Patria

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Being taken to court to pay a debt for something 10 yrs ago? Does the statute in the state of TN wear out?

Sunday, November 29th, 2009

jenny asked: At what point does the statute of limitations wear out in the state of TN when trying to collect a debt. I ran up credit cards in desperation during a divorce and haven’t been able to afford to pay them back. Now I’m being sued to pay the money owed….I make [...]

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Can I get out of paying a CC debt to a collections agency?

Saturday, November 21st, 2009

Mongosdad asked: A process server came to my door last year with papers to appear in court for a debt collection. I attended that one and making monthly payments. She advised under her breath to tell the court that have “psychiatric problems and do not remember any charges made”, etc. She said to tell [...]

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Can a person in NC sue their former employer for giving out personal contact info to a debt collector?

Tuesday, June 23rd, 2009

j n asked: I know about The Fair Debt Collection Practices Act
15 U.S.C. ยง 1792; and that it is illegal for the agency to contact an employer, but I think they can get away with doing it once?Lindsay Mui

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How can I collect a debt from someone out of state?

Saturday, May 26th, 2007

Brenda C asked: If the person I am sueing lives out of state where do I file a warrant in debt.Duncan Ordahl

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How do I find out how many people were jailed by lawyers for debt collection?

Wednesday, March 14th, 2007

Brian B asked: People who can’t pay a debt are sent a supoena to appear in court for what is called an aid and execution hearing. If they fail to appear, they are sent another supoena for contempt of court. If they fail to appear a warrant for there arrest is issued. [...]

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