Archive for the ‘Personal Finance’ Category
I heard an ad for CredEx America Inc. and I am thinking of consolidating four of my accounts with them…I just wanted to hear people’s opinion on the company:
CredEx America Inc.
791 Park of Commerce Blvd.
Suite 600
Boca Raton, FL 33487
I already called and spoke to someone…just wanted to get people’s opinion who actually used them…
Is this true: if I consolidate it might harm my credit rating? I wasn’t aware of that…
I don’t use American Express…the four that I want to consolidate are on their “list”
Jackson Hustead
Ok I am paying 266 a month in bills to debts I have. It will all be paid off in 24 months. I am thinking about getting a second job and paying 600 a month extra to bills and be completly debt free in six months. Which is best for my credit score and will paying early raise it quicker or slower?
Lessie Sopczak
I got the house in my divorce and have been unemployed like a lot of people. Despite my best efforts, I am unable to find work and am now two months behind in my house payment. If I lose the house in foreclosure, is bankruptcy an option for me in order to wipe out my debt?
I should have added that my ex wife charged some debt to my name while I was In Iraq under a power of attorney. I am already up to my neck in debt and know that my credit is in horrible shape and will be for sometime. I am already in the “bad credit for 7 years boat.”
Cletus Calowell
We are on a good plan (e.g., paying of high-interest loan first), saving, working more, etc… and we have consilodated most of our debt with one of our banks and are already paying a low interest rate. Following this course of action, we would probably be debt free in about 4 years paying about 400 a month over that time.
Is there a way, other than the obvious ways mentioned above, to pay off debt quicker… Any other suggestions (stock market? tricks? anything?)
Thanks…
Rich Dekruif
I have a total of 4 credit cards that I am trying to pay off but for right now they are my only bills. There’s a balance on each one of them however 2 of the 4 are closed out. I’m trying to pay them off but am really only making $10 over the minimum payment.
Would it be less cost effective and better to 1.) Open up a credit card, pay the others off and then just have payment on that one credit card. Or 2.) Just pay off one credit card from each paycheck that I get (3 of them have balances less than $500 but one is >$1800). I’m trying to save as much $$ for 1 year to get out of home and on my own. I’m still finishing up my degrees within the next year (no student loans) and would love to be debt free or very little debt by the time I graduate.
Thanks.
Tresa Rann
I feel so ashamed that I have not been able to make payments on the student loans I took out. But even with a degree, I have only been able to find a part time job that pays $8.50 an hour! I have been looking for a “good paying job” for years now. Can someone tell me if this scenario is common—a college graduate who owes money but can’t even get livable wages?
Carla Schiltz
I have accrued alot of debt through student loans – 10,000- and through credit cards – est 15,000 – what is they best way for me to get started on this? I havent been paying for a while on any so I am now brushed off on collection agencies and i am in default w loan
Adrian Brunzel
He says they send you tapes. What do the tapes do? let them charge you more for somethingn else?
Dwight Learned
I have 3 credit cards that i would love to pay off and leave alone. One is $132, the other is $450, and the last one is $500. I would like to know where can i get a loan that is fast and can have the money to me in a short amount of time. I really need this loan before the end of this month. Because of these cards it has been interfering with my credit.
Does anyone know of any loan companyts online and off that can approve someone with bad credit and transfer the money to their account?
Cecelia Mcfeeters
Is there an app, or free program that gathers all debt/expenses then tells you when and how much to pay then tells you an estimated timeframe as to when you will be debt free?
Morton Pantone