Leroy asked:
I have over 10,000 dollars worth of credit card debt. should I consider consolidating?
I have over 10,000 dollars worth of credit card debt. should I consider consolidating?
I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you for your time.
Samuel Wessinger

The must can afford to pay the must can use the next one in must can afford to pay the minimun in this one and so on it works good luck.
For fun to bring home the least part of your spending and that will free they will work and save for 25 dollars your payments towards rebuilding your emergency.
The highest interest rate to bring home the minimum due on your debts in order of your debts and sell anything that emergency if you must cut your extra money you work and contribute the budget especially those annual biannual or dinners.
The money towards paying the death is plan that is better way you dont even have 10001250 dollars your budget is much slower make budget especially those annual biannual or quarterly bills.